All I want for Christmas is… a financial future

It has been an interesting year, one in which those with a few quid stashed away have really felt the benefit.
Where we go from here though, and the lessons we take from this annus horribilis, might depend on habits formed decades before the world had ever heard of Covid-19.
“One of the things this year has taught us is that saving, particularly for emergencies and the unexpected, is so…