Ask Larry: Will Social Security Spousal Benefits Now Reduce My Retirement Benefit Later?

Ask Larry: Will Social Security Spousal Benefits Now Reduce My Retirement Benefit Later?

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits.
Today’s column examines whether restricted applications reduce retirement benefits, potential effects of foreign pensions, whether SSA’s benefit estimates include reductions due to the WEP, maximizing widow(er)’s benefits and when during the month checks arrive.…

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