Can we use more of my wife’s personal tax allowance?
Can we use more of my wife’s personal tax allowance?
My wife and I both retired in our late 50s. She has a small civil service pension, which does not use up all her personal tax allowance.
Our only other income at present is from a Sipp in my name. Can I gift some of this to her as her own Sipp, or change it so it is in both our names – that is, a joint Sipp, so that we can both use our annual…