How to plan if you are low on funds
How to plan if you are low on funds
If you (or someone you know) feel you do not have enough income or assets to require a financial plan, you are not alone.
A Federal Reserve study in 2018 found that 25% of Americans have zero retirement savings and that one-third of middle-class Americans cannot afford a $400 emergency. According to the US Census Bureau, 45% of Californians did not own a home in 2020.
Traditional personal…
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