It's easier than ever to shop your way to problem debt this Christmas

It’s easier than ever to shop your way to problem debt this Christmas

A change is underway at the nation’s checkouts. A swathe of fintech firms, including Klarna, Clearpay, Laybuy and LaterPay, are transforming how and – most importantly – when shoppers part with their cash.

These businesses work with retailers to offer shoppers the chance to delay or spread payment for their shopping without resorting to credit cards or dipping into their overdrafts. That may be…

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