Planning in the time of coronavirus means thinking about some serious ‘what-ifs’

Erica Cisneros, of San Anselmo, California, helps her daughters, third-grader Emilia and fourth-grader Eden, with schoolwork at their home. Both of the schools that the girls attend are closed because of COVID-19.

Ezra Shaw

It’s no fun thinking about scary things that may or may not happen.

However, what’s even less fun is not being ready if some bad event does take place.

All around us,…

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