The holidays are coming up, here’s how to avoid going in to debt

The holidays are coming up, here’s how to avoid going in to debt

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‘Tis the season to spend a lot of money.
Between buying gifts, booking travel and attending holiday parties, there are plenty of ways to splurge in the months ahead, regardless of whether Americans can afford it.
The National Retail Federation said it expects holiday retail sales to rise between 3.8% and 4.2% over 2018 to a total of $727.9 billion to $730.7 billion. A separate survey…

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