These iPhone apps know how you’ll spend and save money — even before you do

These iPhone apps know how you’ll spend and save money — even before you do

Cristiano Oliveira, co-founder and CEO of Olivia AI.

When I got my first iPhone about 10 years ago, I didn’t think much of it.

It was just like my old-school flip phone, but more brick-like and better at stretching out the pockets in my jeans.

This was, of course, extremely shortsighted. More than 80% of Americans own smartphones, which are basically portable computers.

With the rise of…

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