These plans aim to help struggling student loan borrowers. Here’s what can go wrong

These plans aim to help struggling student loan borrowers. Here’s what can go wrong

With more and more student loan borrowers falling behind, it’s clear many people need a way to make their monthly bills more manageable. Enter income-driven repayment plans, which some 8 million borrowers are enrolled in.

In theory, the plans are simple: Borrowers’ bills are capped at a portion of their income. Some payments wind up being as little as $0. (Presidential contender Joe Biden has…

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