This is one retailer trick you don’t want to fall for this holiday season

This is one retailer trick you don’t want to fall for this holiday season

Holiday shoppers at the Time Warner Center in New York.
Scott Mlyn | CNBC

You’ve likely heard the pitch, “Would you like to apply for a store card?” as you’re making purchases.
Many times, you should just say no to that offer, new research shows.
That’s because many stores will try to lure customers with terms like “0% interest” or “special financing.” Once the initial time period ends, that low…

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