Why some life insurance could prove risky for consumers

Why some life insurance could prove risky for consumers

Most American adults own life insurance, yet the buying process can be perplexing and pose traps for the unwary — and cause financial problems years down the road.
Around 57% of adults in the U.S. own a life insurance policy, according to a joint study by Limra, a trade group, and Life Happens, a nonprofit insurance advocate.
But the sales standards governing how agents and brokers can recommend…

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