Why won’t my banks lend me money against my mortgage-free home?
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Why won’t my banks lend me money against my mortgage-free home?

US News Rank

Why won’t my banks lend me money against my mortgage-free home?

I have been thoroughly confused by my two banks’ refusal to lend me money. I own my home outright and it is valued at around £450,000. I owe £38,000 on (mostly) 0% credit cards. No other lending was available to me at the time, and this was accrued due to a somewhat expensive divorce. 

I earn around £24,000 a year.

I want to take…

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