You can have the item now. But can you really afford it?

You can have the item now. But can you really afford it?

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There are more ways than ever to buy things you shouldn’t.
Described as the “new layaway,” companies like Affirm, Quadpay and Afterpay allow consumers to spread out their payments on a purchase over weeks or months.
The offers are hard to refuse.
That $140 plaid tunic from Anthropology could be yours for “4 interest-free installments of $35.” Your living room could…

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